U.S. Residential Mortgage Business
What you’ll learn
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You’ll be able to explain why people use mortgages today
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You’ll be able to list and discuss property types, and demonstrate the risks of each
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You’ll be able to identify key mortgage types and describe the audience and markets for each
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You’ll be able to describe the importance of mortgage loans and conditions, and their meanings
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You’ll be able to demonstrate the math behind mortgage pricing
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You’ll be able to learn the size and scope of the U.S. residential mortgage market
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You’ll be able to describe the key players in the mortgage industry, the functions and roles they have, and identify the phases of the mortgage life cycle
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You’ll learn about the risk and rewards of originating, servicing and securitizing mortgages
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You’ll learn about the mortgage life cycle from both the consumer’s and the lender’s POV
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You’ll learn about current and historical mortgage regulation
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You’ll learn about financial distress in mortgage, including early warning signs, foreclosure alternatives, and loss mitigation strategies
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You’ll learn about consumer mortgage lending
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You’ll learn about consumer mortgage lending, borrowe income analysis, and how to read and understand credit history and reports
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You’ll learn about mortgage metrics and be able to provide an overview of loan approvals and rejections
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You’ll learn about appraisal and asset valuation, and details of the appraisal process and walkthrough
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You’ll learn about titling and insurance; titling requirements and issues
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You’ll learn about loan servicing and servicing regulations
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You’ll be able to define securitization, and learn why financial institutions securitize mortgages
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You’ll be able to define securitization, learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor
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You’ll be able to understand the entire MBS cycle, and rating agency involvement
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In this course, we will cover everything you need to know to be knowledgeable about residential mortgages in the United States. We start with the most fundamental elements of the residential mortgage business (e.g., the important players, segments of the business key terminology that you need to know) and then jump right into unpackaging the consumer buying cycle and examine the lifecycle of a residential mortgage from origination and underwriting through to syndication and distribution. We spend time examining what goes into originating, servicing, and valuing a mortgage by examining the metrics that make up the loan process. We also examine the tools that help a financial institution or mortgage underwriting business make a sound creditworthiness decision, by exploring the credit report and the real estate appraisal. Finally, we demystify the mortgage securitization process so that you understand how a simple real estate loan is bundled with others to become security which the underwriting organization can then package and resell into the market to recycle its capital.
This course contains nearly 30 modules in 3 sections and is structured so you have a clear awareness of how residential mortgages work in the real world:
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U.S. Residential Mortgage Business and Process Fundamentals
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U.S. Residential Mortgage Analysis: Bringing It All Together
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Loan Management, Servicing and Securitization
This course’s contents consist of videos for each section along with accompanying pdfs of each slide that outlines the key elements to be covered, and then followed in each module that consists of a narrated presentation.
This program is one of the most highly rated mortgage courses available anywhere.
More about this course and Starweaver
This course is led by a seasoned real estate investment banking industry practitioner and executive with many years of hands-on, in-the-trenches real estate analysis, underwriting, packaging and marketing work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including:
Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others.
Starweaver has and continues to deliver 1000s of live in-person and online education for organizational training programs for new hires and induction, as well as mid-career and senior-level immersion and leadership courses.
If you are looking for live streaming education or want to understand what courses might be best for you in technology or business, just google:
starweaver journey builder starweaver[dot]com
Happy learning.
Who this course is for:
- All levels of audience are encouraged to participate in this course.
10 reviews for U.S. Residential Mortgage Business
Add a review
Original price was: $84.99.$14.99Current price is: $14.99.
Daniel Ford –
The material struck me as being mostly reading the slides with very little enrichment or enhancement by the instruction.
Muniraju Swamy –
Modules cover basics of residential mortgage business. Lacks depth in the subject. Actual document copies with detailed explanation may help understand better.
Adarsh Johari –
Awesome. Really helpful for all the people working in U.S Mortgage industry.
Rishi Sardana –
Some more videos would have been better. Also data is dated, based on 2021 program.
Joeahene@gmail.com A –
The guy is well knowledgeable of what is teaching and takes his time to explain everything to the understanding of an ordinary layman. I will certainly recommend your course to friends who looking forward to take the course. You are good man. Very Genius with the way simplify every concept
Dale Mason –
Yes, the speaker is knowledgeable, is speaking at a pace quick enough to keep me interested, but slow enough for me to process.
Manju Viswanathan –
Had a great experience!! Mortgage in US the chapters are clearly expplained.
Jose Asmar –
Very informative!
Devendra Singh Tomar –
it is very good to understand basic knowledge of Mortgage
Manvendra –
I was expecting more on RMBS Non-agency and it was not at all related to the RMBS Non-agency