Banking Credit Analysis Process (for Bankers)
What you’ll learn
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Understand What is Credit Analysis
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How to evaluate Credit Proposal
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How to analyse Financial Statements
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How to analyse Term loan Projects
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Understand What is Project Financing
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How to arrive at Working Capital
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What is Working Capital Cycle
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What is letter of Credit
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What is Bank Guarantee
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Understand, Detailed Process of Credit Analysis
Are you struggling in understanding banking credit related matters like Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, Working Capital Assessment and products like Cash Credit, Letter of Credit, Bank Guarantee, Buyers Credit, Term Loan appraisal covering Debt Equity Analysis, DSCR, FOIR, etc.?
Are you a Finance Professional working on Project Funding for your clients?
Are you finding it difficult to write down a comprehensive loan proposal?
Are you a Banker aspiring to rise to top in your career?
Then this course is for you – Banking Credit Analysis Process.
Why you should take this course?
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Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, – Repayment Capacity, Etc.
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Every Banker should be thorough with Credit Analysis Process because day in day out they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers.
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No Banker can raise to top unless he becomes conversant with Credit Analysis Process.
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Bank would generally throw employees on to the job before they get opportunity to be trained. This is with more specific reference to Credit Analysis where Bankers should under detailed learning process, else their mistakes in the process will be Very Costly beyond their manageable Position.
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Hence, this course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process. Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals.
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By taking this course, you will be able to Write Bank Loan Proposals with better clarity and confidence.
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You will understand various technical matters written in Bank Loan Proposals.
What you will learn by taking this course?
By taking this course, you will be exposed to
Sec 1 – Introduction to Credit Analysis
Sec 2 – Financial Statements reading skill
Sec 3 – How to write Loan Proposal – Introduction
Sec 4 – Financial Ratio Analysis
Sec 5 – Performance and Financial Indicators Analysis in Loan Proposal
Sec 6 – Fund Flow Analysis for Identifying Diversion of Funds
Sec 7 – Cash Flow Analysis for Understanding Cash Generation and Movement
Sec 8 – Inter-firm Comparison, Internal & External Rating and Review of Conduct of Accounts
Sec 9 – Review of Audit Reports, Compliances, Contingencies and Risk Factors
Sec 10 – Finer Pricing, Review of Defaulters List & Loan Polichy
Sec 11 – Types of Business Loans
Sec 12 – Working Capital
Sec 13 – Cash Credit
Sec 14 – Non Fund Based Credit Facilities
Sec 15 – Letter of Credit
Sec 16 – Bank Guarantee
Sec 17 – Project Report
Sec 18 – Term Loan Appraisal
Sec 19 – DSCR & FOIR Computation in Term Loan
Sec 20 – Break Even Analysis
Sec 21 – Sensitivity Analysis
Sec 22 – Credit Rating
Sec 23 – Credit Scoring
Sec 24 – Key Analysis by Bankers
Sec 25 – Marginal Cost of Funds based Lending Rate (MCLR)
Sec 26 – Export Credit
Sec 27 – Terms of Payment in Export Transactions
Sec 28 – Export Finance
Sec 29 – CMA (Credit Monitoring Arrangement)
Sec 30 – Computerised Accounting System
Sec 31 – Banking Operations
Sec 32 – Operational Aspects of KYC
Sec 33 – Loan Accounts
Sec 34 – Quiz
Sec 35 – Import Finance
Sec 36- Other Banking Products
How this course is structured?
This course is structured in self paced learning style. Each and every section of this course is broken down as various micro lectures and then they are substantiated with examples and case studies. Several real world examples are used in this course through case studies. You’ll gain authority on each and every topic as i take you through lectures one by one. This course is presented in simple language with examples. This course has video lectures (with writings on Black / Green Board / Note book / Talking head, etc). You would feel you are attending a real class.
What are the pre-requisites for taking this course?
You would require good internet connection for interruption free learning process – You can approach this course with fresh mind.
How this course will benefit you?
At the end of the course, you will be able to approach credit related matters in your bank with high level of confidence and solve real life problems at ease.
Who this course is for:
- Bankers
- Consultants(Management/Banking/Finance)
- Finance Managers
- Entrepreneurs looking for Raising Funds
- Department Heads
- Chartered Accountants
- Cost Accountants
- Bank DSA
10 reviews for Banking Credit Analysis Process (for Bankers)
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Original price was: $129.99.$24.99Current price is: $24.99.
Hasan Ali –
Actually it is very good course for those who want to make career in banking
Kunal Shedge –
the lectures were having complete details about the credit analysis process. But being first time only the calculations part was a bit challenging. Overall a good course for beginners like me.
Raghunath Saisandeep –
good
Abhishek Singh –
A good module for the beginners who want to learn underwriting & finance..
Ben Ousman –
Oui ça correspond
Carine Lum –
The course is good but the instructor is too fast and uses alot of abbreviations
Moeketsi Letsema –
Yah it is educative for i am a business banker with first national bank of lesotho. i need a refresher for good quality credit applications.
Rebecca Selelo –
IM IN THE BANKING INDUSTRY AND THIS IS VERY BENEFICIAL TO ME
Zaki Mahdi Al-Hammadi –
Comprehensive course with details…you need to prepare yourself on peace place and commitment to finish it.
Yashwant Saad –
Nice experiences learning about the bank and its wide variety of services and different skills required to analysis the loan application from the start to the end.